Navigate 50 States. Avoid UDAAP Risk. Protect Consumers.
As federal oversight steps back, state regulators are stepping up—creating a patchwork of rules that auto lenders must master. From Maryland to Nevada to Illinois, new laws are rewriting the playbook for financing aftermarket products like GAP waivers, VSCs, and prepaid maintenance agreements.
The stakes? UDAAP findings, costly enforcement actions, and reputational risk.
This free eBook from F&I Sentinel distills what every lender needs to know to stay audit-ready in 2026 and beyond.
What You’ll Learn
- Pre-Funding Safeguards – How to vet aftermarket products for compliance and insurer backing before they ever hit your books.
- Dealer Relations – Best practices for ensuring transparent disclosures and dealer training.
- Servicing Excellence – How to simplify cancellations, improve the borrower experience, and prevent complaints before they escalate.
- Refund Accuracy & Data Integrity – Steps to automate refund calculations, enforce timeliness, and maintain auditable records regulators demand.
- Vendor Oversight – Why third-party partner oversight is just as important in safeguarding against your institution’s regulatory risk and preserving consumer trust.
Why Download
- Benchmark your institution against industry best practices already adopted by top lenders.
- Gain a framework to streamline operations while reducing risks.
- Build trust with consumers by ensuring fair outcomes and refund redundancy.
- Stay ahead of state-level regulatory trends before they trigger costly remediations steps during examinations.
